The family structure for the founder of The McTernan School in Waterbury, CT in 1912
John McTernan *  =   Aurelia A. Ireland or Scotland                                1-1816-  ME
Almira Clapp 10-1848- MA	John H.   =  Elizabeth 1855-  MA                  1856-   England
	Jessie E. 10-1891- MA	Clara (2nd)              =                     Charles                                      =                                  Isabella (1st)          1899-                                              5-1882- MA                                                               1884-1932  MA
		John W. 1913- CT	Richard B. 1917- CT	Donald 1920- CT
* = immigrant, above dates are birthdates or years with a - means birth - death.  state of birth is next to date

Frederick Chase who hired Charles McTernan was a manufacturer of brass goods...he must have owned a factory in Waterbury or thereabouts.
Must have been a huge house on 165 Grove Street because they had loads of servants. He did have two sons: Augustus 13 and Edmond 12.

The two mentioned were Merriman and Dr. Munger. The Merrimans were in the banking industry. No data on Dr. Munge

Charles McTernan on 1900 Foxboro census, Norfolk Co. MA census, he is unmarried at this time, only 18, born May, 1882, in MA.
his father: John H. McTernan, 45 years old a farmer born in MA. his father from Ireland.
John H.'s wife Eliza, 44, born April 1856, born in England, came to US in 1866.
other child was a female. Jessie E. McTernan born Oct. 1891, 8 yrs old in 1900. born MA.
John H. McTernan's mother and sister lived with them.
Mother: Aurelia A. McTernan, born Jan 1816, age 84, born Maine

John's sister Almira B. Clapp, a widow, born Oct. 1848, age 51, born MA.

1910 census shows Charles McTernan and his wife. He was a teacher (Concord School?) on Wood Street, Concord, county of Middlesex, MA. He was 27 years old. His mother was born in England and his father was born in MA. Charles' occupation - teacher in private school-Concord School. His wife's name was Isabel.

1920 census for Waterbury, CT
106 Columbia blvd, Waterbury, CT
Charles McTernan born Massachusetts  principal in private school

1930 Census finds them in the same house on Columbia Blvd., Waterbury, CT. the value of the  house, $ 25,000 and they owned a radio

Charles McTernan was married twice, his first wife died around 1931/32....he remarried a woman named Clara Lee   This Clara was very active in providing a birth control clinic to the women of Waterbury.

The following link will give you some history of her involvement plus it tells about her marriage to Charles McTernan.  Apparently, he was 17 years her senior.  Please click on the below link:

http://books.google.com/books?id=DImjEIIZTgsC&lpg=PA52&dq=clara%20mcternan&pg=PA52#v=onepage&q=clara%20mcternan&f=false

Also, looks like the Chase family and the McTernans were friends for a very long time because two of the Chase daughters were also involved in the setting up of the clinic.  There was opposition to it from the Catholic Church in Waterbury.